Checking
Reward Yourself with Rewards Checking
See which account is right for you!
DSB One Rewards Checking
Earn high interest on balances up to $20,000.00 when you qualify
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A checking account with unlimited transactions that pays interest and refunds nationwide ATM charges up to $10.00 per month once monthly qualifications are met. No service charges and no annual ATM/Debit Card fees.
- $50.00 opening deposit
- No minimum balance
- Free debit card
- Free Online & Mobile BankingView Rates
Qualifying for interest is easy as:
- 12 debit card transactions of $10.00 or more per transaction
- 2 ACH transactions
- eStatements
- Online Banking login
Additional Terms:
- All ACH and debit card transactions must be posted by the last business day of the statement cycle
- All requirements must be met the last business day per statement cycle
- Reward will be paid on the last day of the statement cycle
Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 3.05% and APY* of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 3.10% – 0.15%. Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of 0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50.00 minimum to open account. APY is accurate as of 8/14/2023. Limit one account per social security number. *APY = Annual Percentage Yield.
Cyclone Rewards
Earn A DIME A TIME with each debit card swipe over $10.00 and DSB supports Denver Community Schools with an additional five cent donation per swipe.
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Every time you use your Cyclone Rewards debit card, you will earn a DIME and DSB donates 5 cents to the Denver Community Schools!
- $50.00 opening deposit
- No minimum balance
- Free debit card
- Free Online & Mobile Banking
To Qualify for the A DIME A TIME benefits:
- $10.00 minimum per swipe to earn
- A DIME A TIME excludes ATM transactions
Additional Terms:
- Rewards will be paid on the last day of the statement cycle
